Toe Loafer Shoes

Professional Attire Question?

I am a 40 year old professional woman living in the southern U.S (very hot in the summer). I usually wear black or gray slacks or tan khakis to work. We must wear flat, closed toe and heel shoes for safety reasons, so I usually wear black or brown leather loafers or mary jane style shoes. My problem is that I can't find cute, stylish tops that aren't either for skinny teenagers or grandmas. I cannot wear sleeveless tops. Anyone suggest a store where I can buy cute summer tops with short sleeves that would be work appropriate for a 40 year old? Links to specific items would be great. I don't want to spend more than about $30 or $40 at most for one top.
I am under size 14 (not plus size). I should add that I HATE shopping, so I am not up for going to a discount store (Ross or TJMaxx) where you have to dig through tons of junk to find one decent item. I am willing to shop online.

1] try twin sets - they have many in light weight fabrics
2] fitted Ts - in favorite colors - when you find a good one, buy it in several colors
3] wrap top
4] a fitted tunic top [ not babydoll ] kimono or trapeze style
5] lace or textured T
Sources -
Chadwicks - online
Coldwater Creek - online
Lands End - online
JCPenney - online
Macys

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